Interested in adding Bitcoin to your KiwiSaver Learn More

You’ve put in the mahi. Now make it work for your future.

You’ve built up your KiwiSaver investment bit by bit. With the right fund type, you can protect what you’ve earned and keep growing toward a comfortable retirement.

You’re nearly there! A quick KiwiSaver check now can help you go further, faster.

Stay focused as you head toward retirement.

  • Keep contributing. Every dollar adds up, and your balance can still grow right up to retirement.
  • Don’t get distracted by market noise. Moving everything into a conservative fund just because you’re nearly retired isn’t always the right move. It’s about finding the right balance between risk and reward.
  • Stay on top of it. Regular check-ins help make sure your KiwiSaver investment is still working hard and on track for the retirement you’ve planned.

Look beyond performance and fees

Choosing a provider can feel complicated, so keep it simple.

  • Don’t default to conservative. Just because you’re retired (or about to retire) doesn’t mean a conservative fund is automatically right for you.
  • Keep growing, even after 65. You could be retired for 30 years or more! Your money should keep earning returns along the way.
  • Let your money keep working. You don’t have to take everything out at once. Your KiwiSaver plan can stay invested and continue to grow throughout retirement.

Retirement isn’t the end of growing your wealth.

Keep your KiwiSaver plan working for you in retirement.

  • Think beyond the lump sum. Setting up regular withdrawals can give you a steady income stream, rather than using it all at once.
  • Keep your money working. Regular withdrawals help you manage cash flow and ensure your savings last throughout retirement.
  • Start with your lifestyle. Understand what you’ll need day-to-day, then create a budget that supports your goals and the life you want to live.

Where does KiwiSaver fit into your retirement strategy? 

KiwiSaver, shares, or savings - they should all work together.

  • It’s not one or the other. Your KiwiSaver plan, shares, term deposits, and other investments should work together.
  • Think of it like a puzzle. Each investment is a piece that helps complete your bigger financial picture.
  • Choose what suits you. Your mix will depend on how you want to save and how confident you feel managing your investments, but here’s a hot tip: KiwiSaver is often the easiest and most cost-effective place to start.

Discover the Kōura Advantage

A Fresh Approach for KiwiSaver

Personalised Investment Strategies

Kōura Wealth offers tailored investment plans that align with the unique financial goals and risk tolerance of new KiwiSaver contributors, ensuring a customised approach to growing your savings.

Financial Guidance

With digital advice and access to experienced KiwiSaver specialist, you can confidently navigate your investment journey.

User-Friendly Technology

Kōura Wealth provides an intuitive, easy-to-use platform, making it simple for new contributors to manage their KiwiSaver accounts, track their progress, and adjust their investment choices as their needs evolve.

Bitcoin

We offer innovative investment options that include exposure to Bitcoin assets. This approach caters to modern investors seeking to diversify their KiwiSaver portfolios with digital currencies, combining traditional investment strategies with the dynamic world of cryptocurrencies.