Conservative strategy
Secure your savings with stability
Our conservative strategy primarily focuses on safeguarding your money while aiming for modest capital growth. It is diversified, mainly allocating investments to fixed-interest securities and maintaining a portion in cash holdings to ensure stability and security.
This strategy is recommended for those with an investment timeline of 0-5 years, prioritising the preservation of capital and reducing risk over short-term growth.
Key Facts
3 Year Returns
1.52%
portfolio Fees
0.63%
risk and volatility
Lower Risk
Higher Risk
Fund Performance
Portfolio Breakdown
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Key Facts
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Historical Returns
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Breakdown
Balanced strategy
Blend growth and stability effectively
Our balanced strategy offers a moderate risk level by diversifying investments in a mix of shares and fixed interest assets. It aims to provide steady long-term growth and is suitable for investors who can accept some variability in returns, balancing risk with potential gains.
This strategy is recommended for those with an investment timeline of 6+ years, seeking a balance between growth and risk over a longer period.
Key Facts
3 Year Returns
3.88%
portfolio Fees
0.63%
risk and volatility
Lower Risk
Higher Risk
Fund Performance
Portfolio Breakdown
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Key Facts
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Historical Returns
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Breakdown
Growth strategy
Maximise long-term growth potential
Our growth strategy targets higher-risk and higher-return opportunities, primarily through investments in shares with an allocation to fixed interest assets providing some risk mitigation. Its goal is to deliver strong long-term growth, although it may experience significant fluctuations in value, aligning with its growth-focused investment strategy.
This strategy is recommended for those with an investment timeline of 9+ years, aiming for substantial growth and willing to tolerate higher volatility.
Key Facts
3 Year Returns
5.23%
portfolio Fees
0.63%
risk and volatility
Lower Risk
Higher Risk
Fund Performance
Portfolio Breakdown
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Key Facts
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Historical Returns
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Breakdown
Aggressive strategy
Pursue high returns with elevated risk
Our aggressive strategy is designed for those seeking higher potential returns over the long term and can withstand higher volatility, which means being for potential falls in the value of their KiwiSaver. It primarily invests in shares, with a very small allocation to fixed interest, all aimed at achieving long-term growth. Investors should be prepared for periods of significant volatility, which are typical with such high-growth investments.
This strategy is recommended for those with an investment timeline of 13+ years, focusing on maximising long-term growth and accepting higher risks.
Key Facts
3 Year Returns
6.23%
portfolio Fees
0.63%
risk and volatility
Lower Risk
Higher Risk
Fund Performance
Portfolio Breakdown
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Key Facts
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Historical Returns
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Breakdown
Conservative Strategy
Balanced Strategy
Growth Strategy
Aggressive Strategy
Which KiwiSaver portfolio is right for you?
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